The Export-Import Bank of the United States (Ex-Im Bank) is an independent U.S. government agency and the official credit agency of the United States. Ex-Im Bank provides financing to small- and medium-size businesses for their export funding needs.  

Export-Import Bank of the United States realizes that strong exports mean a stronger American economy.

• Working Capital - With the bank's working capital guarantee, lenders have the confidence to extend short-term loans to acquire inventory and finance export-accounts receivables to fulfill sales orders.

• Buyer Financing - Medium- and long-term financing (payment terms exceeding one year) is provided to international buyers of U.S. capital goods and services as well as major projects costing over $10 million.

• Direct Loans - The Export-Import Bank approved almost $3.2 billion in direct support of U.S. small businesses as primary exporters in 2006. They authorized 2,253 transactions that were made available for the direct benefit of small business exporters. Ex-Im Bank approved 818 small business transactions of $500,000 or less in 2006.

• Indirect Loans - Ex-Im Bank estimates that the total value of indirect small-business content associated with transactions supported through the Bank's long-term loans and guarantees authorizations during 2006 was $912 million out of a total estimated export value of $7.5 billion.